Many people are curious to know how the PIX, the new payment system and instant transfers from the Central Bank, works, and it is natural that doubts arise during use, since the technology came into operation on the 16th – being still very recent.
Given the number of options available, it is always interesting to have a detailed step by step, as it can vary from one institution to another. Here, you can see a complete tutorial on how to make a PIX through Itaú.
So, open your app, access your account and follow us.
Creating your key
1 – On the home screen, tap the “Pix” option
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2 – On the “Pix” screen, tap “my keys”
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3 – Select the account to which you want to link the key
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4 – Select the key you want to link to your account and confirm
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Portability
If your key is linked to another institution and you want to transfer it to Itaú, you must:
1 – On the “my Pix keys” screen, touch “key portability”
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2 – On the screen that opens, select the desired key and touch continue
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3 – Validate the process, inserting the code received by SMS
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4 – Confirm portability
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5 – Finalize the process
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6 – Check the voucher and then confirm the change in the application of the institution with which the key was associated
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Making a transfer
1 – On the PIX home screen, tap “transfer”
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2 – Choose the desired option (here, we select “Pix key”)
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3 – Select the type of key and enter the information
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4 – Check the data of who will receive
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5 – Select the value source
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6 – Set the value
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7 – Review the information and check the transfer
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8 – Enter the password used at the ATM
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9 – Save the voucher or share it, if you wish. The transfer should be confirmed in a few seconds
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Receiving values through PIX
1 – On the PIX home screen, tap “receive Pix”
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2 – Tap on “Simple QR Code”
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3 – Enter the value (if desired) and select your PIX key (if there is more than one); then tap “generate code”
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4 – Share with whoever you want
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Making payments with PIX
1 – On the PIX home screen, tap “Pix copy and paste”
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2 – On the screen that opens, paste the received code (which is extensive; therefore, do not leave any element out)
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3 – Check the information and proceed with the process, entering the password shortly after and checking the generated voucher (which you can share)
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Final considerations
Note that, on the PIX home screen, you will find the options “Pix extract”, in which you can view all transactions made in your account through the modality, and “my vouchers”, in which you can find all the documents related to transactions.
In addition, the possibility of selecting a contact from your list is not yet available, but, as the application suggests, the function will soon arrive. Finally, whenever you find it necessary, you can enter descriptions, which makes it easier to identify what was paid, transferred or received.
Furthermore, it is possible to use it anytime, any day of the week, and the process is completed in a few seconds. In short, the money falls into the target account instantly.
Be sure to check out how PIX works at other institutions: