Whether because you no longer want to have your monthly income compromised or because you want to go back to having more credit card limits, anticipating the payment of one or more installments of a purchase at Nubank can be a good choice. See below a step-by-step guide on how to make this advance for your current invoice, learn how to pay the installments separately from the rest of the invoice and check out the biggest advantages of this choice.
Time needed: 5 minutes.
To anticipate one or more installments for your current Nubank invoice, follow the steps below. Don’t forget to pay extra attention to the entire process, as after confirmation, the operation can no longer be undone.
- Access your invoice:
Open the Nubank app and tap the “Credit card” area to see your invoice;
- Access the invoice advance:
At the top of the screen, swipe the current invoice to the left to see your available limit (in green), your current invoice (in blue), and upcoming open invoices (in orange). In front of “Upcoming invoices”, tap on “Advance”;
- Choose the installment purchase that will advance:
A list of all your purchases with open installments will appear. Tap on the one you want to advance. On the next screen, tap on “Advance installments” and then on “Continue”;
- Choose how many installments you want to advance:
On this screen you can choose the amount of installments you want to advance. Note that the original amount of the installment is also informed and how much you will pay for it (Nubank offers a discount on the advance of installments), if you choose that option. Choose the one you want and tap on it. Tap “Confirm” in the dialog box that will open;
- Confirm the operation:
Finally, enter your card password to confirm the operation and tap “ok” on the next screen. Ready, the chosen installments have already been advanced to your current invoice. Note that, on the last screen, in addition to confirming the number of installments and the amount advanced, you are also informed of the total saved with this transaction.
It is important for the customer to know that, when making this advance, the installments that were not chosen (if you have not advanced all the purchase installments) are normally reallocated to the following months.
How to make an advance payment
Now that the chosen installments have already been advanced to your current invoice, you can pay them with the rest of the invoice, after closing it, or separately, at the same time. This transaction does not interfere with the installment discount, which has already been applied at the time of its advance to the current invoice.
To pay the installments in advance separately, before closing the invoice, follow the steps below. You can make the payment either using your account balance (which releases the limit at the same time) or via boleto (which takes up to three business days to release the limit).
- Open the Nubank app;
- Tap the “Credit Card” area to open your current invoice;
- Tap on “Pay Invoice”;
- On the next screen, the total amount of your invoice will appear. Delete and enter the amount you want to pay immediately, that is, the amount of the advanced installments. Remember that for the remainder of the invoice not yet paid, the usual closing and due dates remain;
- Tap “Continue”;
- Choose whether you want to pay the installments with your Nubank account or via boleto;
- Type your password;
- Okay, your payment has been made. If you wish, you can access the transaction receipt.
What are the advantages of anticipating the installments of a purchase at Nubank
In addition to advantages such as release your credit card limit (at the same time, if you pay the invoices using your account, or within three business days, if you use the bank slip) and get rid of one account that compromises your finances every month, anticipating one or more installments of a purchase at Nubank can also have a third benefit: discounts!
By advancing the payment of this amount to your current invoice, Nubank gives its customers a discount that varies according to the value and number of advanced installments. A deduction from the amount that you can find out about before finalizing the operation (see the first image of step 4) and after the advance, when Nubank informs you of the total amount of how much you saved (see the second image of step 5) .
With information: Nubank